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Life and Disability

UNUM Life and Long Term Disability Insurance

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LIFE INSURANCE OVERVIEW

Life Insurance-employees working 20 hours or more

Supplemental Life Insurance amounts can be purchased as follows:
Empoyee - $25,000 to  a maximum of $300,000
Spouse - 1/2 of the amount employees chose, up to a maximum of $150,000
Children(up to age 23-25) - $10,000 for each child


LONG TERM DISABILITY OVERVIEW

Long Term Disability-employees working 30 hours

 Basic Long Term Disability covers employees for 24 months (2 years).

Optional Long Term Disability covers employees after the 24 month period ob basic coverage ends up to employees normal Social Security Retirement Age.

The Social Security web site http://www.ssa.gov/OACT/ProgData/nra.html shows the chart to display what is considered your "normal social security retirement age".

Basic and Optional Long Term Disability provides coverage that pays you a benefit of 60% of your earnings to a maximum monthly benefit of $5,000 per month.


REQUIRED FORMS


OTHER FORMS, INFORMATION AND RATE CHARTS

Beneficiary Form
This form is to update your Life Insurance beneficiaries for both the Basic Life insurance that the City pays for and Supplemental Life insurance that you pay for

Supplemental Life Insurance Rate Chart
If you choose to purchase Supplemental Life Insurance above the basic amount provided by the City, this rate chart will show you the weekly cost of the insurance amount you are electing.

Supplemental Life Insurance Cancelation Form
Use this form if you want to cancel your current Supplemental Life insurance 

Supplemental Life Insurance Decrease Form
Use this form if you want to decrease your current level of Supplemental Life insurance

Optional Long Term Disability Cancelation Form
Use this form if you want to cancel your current Optional Long Term Disability insurance

Value Added Services Offered by UNUM
Travel Assistance
EAP Program
Financial Fraud and Identity Theft Resources


CONVERTING OR PORTING LIFE INSURANCE


Below are flyers on how to convert or port your life insurance once you are no longer an employee of the City of Manchester

Brochure - What do I need to do to convert or port my coverage?
Life Insurance Notification of Conversion Privilege
Term Life Insurance Election of Portability Coverage