UNUM Life and Long Term Disability Insurance
Life Insurance-employees working 20 hours or more
Supplemental Life Insurance amounts can be purchased as follows:
Empoyee - $25,000 to a maximum of $300,000
Spouse - 1/2 of the amount employees chose, up to a maximum of $150,000
Children(up to age 23-25) - $10,000 for each child
Long Term Disability-employees working 30 hours
Basic Long Term Disability covers employees for 24 months (2 years).
Optional Long Term Disability covers employees after the 24 month period ob basic coverage ends up to employees normal Social Security Retirement Age.
The Social Security web site http://www.ssa.gov/OACT/ProgData/nra.html shows the chart to display what is considered your "normal social security retirement age".
Basic and Optional Long Term Disability provides coverage that pays you a benefit of 60% of your earnings to a maximum monthly benefit of $5,000 per month.
- Evidence of Insurability is completed online at UNUM-contact Benefits Coordiantor for electronic access.
Below are flyers on how to convert or port your life insurance once you are no longer an employee of the City of Manchester
Brochure - What do I need to do to convert or port my coverage?
Life Insurance Notification of Conversion Privilege
Term Life Insurance Election of Portability Coverage