High Deductible Health Plan-The medical plan

• Preventative care is paid at 100% 
• Non-preventive care (including prescriptions) is paid by the member until the deductible is met
  • $2,000 deductible for an individual plan
  • $4,000 deductible for a two-person or family plan
  • In-network medical care (covered by the plan) is paid at 100% once deductible is met

Medical Plan Summary of Benefits

Health Savings Account(HSA)-A bank account to pay for your deductible 

• City contributions to (active) employee HSA's to help pay deductibles
• $1,500 per plan year for single plan ($1,300 for PDSS Union Members)
• $3,000 per plan year for two-person and family plan ($2,600 for PDSS Union Members)
• City contributions are pro-rated for mid-year enrollments 
• Remaining funds in your HSA roll over into next plan year

Information and Resources

• Is an HSA Right for you?
• Frequently Asked Questions about H S A's
• HSA Guide for Active Employees over 65
• Benefit Wallet Member Portal [video]
• Maximize your savings with your HSA [video]
• Spend, Save or Invest-Three ways to use your HSA
• 2020 Publication 502 Treasury Department Medical & Dental Expenses
• Lumenos HDHP with HSA Regional Plan Summary of benefits

Special thanks to the following for the production of the testimonial video:
Andy Vachon, Andy Parent, Jean Fortier, Lisa Hynes, Kristen Clarke and Kim Drohan from the Leadership Academy Team and Brendan McCormick of MPTS