Lumenos HDHP-The Health Plan

2000 HDHP Plan: A $2,000 deductible for individual plans and $4,000 for two-person or family coverage.

• Lumenos HDHP with HSA Regional Plan Summary of benefits

5000 HDHP Plan: A $5,000 deductible for individual plans and $10,000 for two-person or family coverage. An option that typically features lower premium costs, ideal for those who want to save on monthly expenses and are comfortable with a higher deductible. 

•  Lumenos HDHP with HSA Regional Plan Summary of benefits

Both options are HSA-compatible, allowing you to set aside pre-tax dollars for qualified medical expenses, adding another layer of financial flexibility.

Anthem Contact Information:
Anthem Blue Cross & Blue Shield
1155 Elm Street, Suite 200
Manchester, NH 03101-1505
Member Services 
Phone: (833) 621-0307
Fax #: (603) 695-7067

Health Savings Account (HSA)-The Bank Account

The HDHP is accompanied with a Health Savings Account (HSA), a bank account tailored to assist in covering your deductible expenses. 

City of Manchester HSA Contributions

When you enroll in an eligible High Deductible Health Plan (HDHP), the City of Manchester contributes directly to your Health Savings Account (HSA) to help support your healthcare expenses. These annual contributions are intended to offset out-of-pocket medical costs and are based on your selected plan and coverage level.

2000 HDHP HSA Plan (75% of Total Deductible):

• Individual Coverage: $1,500 per plan year 
• Two-Person or Family Coverage: $3,000 per plan year 

5000 HDHP HSA Plan (50% of Total Deductible):

• Individual Coverage: $2,500 per plan year
• Two-Person or Family Coverage: $5,000 per plan year

Please note: City contributions count toward the annual IRS HSA contribution limits.

Age 55+ can make an additional $1,000 catch-up contriubtion.

Utilize this HSA Bank Calculator here to determine your maximum allowed contributions and the IRS guidelines, contribution limits and eligible expenses here to view yearly limits.

HSA Resources:

HSA Bank offers Webinars covering a range of topics. Click the HSA Bank Webinar Schedule link here to learn more and register.

• Publication 502 Treasury Department Medical & Dental Expenses
• Is an HSA Right for you?
• HSA Approved Purchases
• HSA Designating a Beneficiary
• HSA Frequently Asked Questions
• HSA Investment Options
• HSA Investment Options (Spanish)
• HSA Overview
• HSA Overview (Spanish)
• HSA What To Expect Next
• HSA What To Expect Next (Spanish)
• HSA Why Contribute
• HSA Why Contribute (Spanish)

HSA Account Contact Information:
HSA Bank
English: (800) 357-6246 | (414) 978-5294
Spanish: (866) 357-6232
Email: askus@hsabank.com
Available 24 hours a day, 7 days a week