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Accident Insurance


The City of Manchester offers the UNUM Accident Insurance plan to all employees (working 30 hours or more per week) and their dependents.


Accident Insurance provides financial protection for off-the-job injuries and necessary treatments, addressing out-of-pocket costs like co-pays and deductibles. It guarantees coverage without health questions and is deducted conveniently from paychecks.

This coverage spans from common injuries to severe incidents like accidental death, dismemberment, and paralysis. It encompasses various scenarios such as hospitalization, burns, fractures, and recovery expenses, offering peace of mind during unexpected accidents.

This benefit is voluntarily enrolled, managed, and paid by employees, who are accountable for covering 100% of the associated expenses. The costs will be deducted in payroll. To file a claim for any of the voluntary benefits with UNUM, please call 1-800-635-5597.