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Optional Long Term Disability Insurance

The City provides Core Long Term Disability which will cover you for 24 months (2 years) from the date of your disability. At your own cost, you can purchase additional Long Term Disability which will cover you past the 24 month period covered by the City, up to your normal Social Security Retirement Age.

The Social Security web site http://www.ssa.gov/OACT/ProgData/nra.html shows the chart to display what is considered your "Normal Retirement Age".

You are eligible if you are an active part-time or full time employee who works at least 30 hours per week on a regularly scheduled basis.

Your Employer Plan and the Optional Plan provides coverage that pays you a benefit of 60% of your Earnings to a maximum monthly benefit of $5,000 per month. These plans include a minimum benefit of the greater of: 10% of the benefit based on Monthly Income Loss before the deduction of Other Income Benefits or $100 per month.

INFORMATION

FORMS

  • Enrollment Form New Employees
    Complete this form if you are new part-time or full time employee working at least 30 hrs/wk and you want to purchase Optional Long Term Disability.
     
  • Status Change Form
    Complete this form if you are a current employee and want to purchase Optional Long Term Disability insurance due to a qualifying event such as a new child; marriage; divorce; death of dependent, etc. Must be done within 31 days of Status Change Date.
     
  • Cancellation Form
    If you would like to cancel your current Optional Long Term Disability, complete this form.
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