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Life & Disability Open Enrollment

Open Enrollment Grahic

Open Enrollment Period
May 7, 2018 to May 18,2018

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LIFE INSURANCE OVERVIEW

All regular full-time and part-time employees who work at least 20 hours per week, automatically receive basic life insurance of 1 times annual earnings, rounded to the nearest $1,000 to a maximum of $50,000. This basic life insurance is a benefit paid for by the City of Manchester. 

Supplemental Life Insurance is coverage above the basic life insurance amount that the City provides. It is insurance that is paid by you, the employee. You must have Supplemental Life insurance on yourself in order to purchase Supplemental Life insurance on your spouse or children.

During this Open Enrollment Period you can:

  • Purchase Supplemental Life Insurance on yourself, your spouse and your child(ren)
  • Increase the Supplemental Life Insurance you currently have on yourself or your spouse
  • Proof of insurability is required on any changes to your Supplemental Life Insurance Policy. The only exception is for new employees who enroll within 30 days of their date of hire.

Supplemental Life Insurance amounts can be purchased as follows:

For yourself - $25,000 to a maximum of $300,000
For your spouse - 1/2 of the Supplemental amount you chose for yourself to a maximum of $150,000
For your child(ren) - $10,000 for each child


LONG TERM DISABILITY OVERVIEW

All regular full-time and part-time employees who work at least 30 hours per week automatically receive Long Term Disability Insurance of up to 2 years (core benefits). This core benefit is paid for by the City of Manchester.

Optional Long Term Disability Insurance will cover you past the core benefit of 2 years up until your Social Security Normal Retirement Age. It is insurance that is paid by you, the employee.

During this Open Enrollment Period you can:

  • Purchase Optional Long Term Disability
  • Proof of insurability is required on any changes to your Supplemental Long Term Disability Policy. The only exception is for new employees who enroll within 30 days of their date of hire.

REQUIRED FORMS

City of Manchester Group Election Form
Complete this form to request Supplemental Life Insurance and/or Optional Long Term Disability

Evidence of Insurability Form

  • Complete this form if you are a newhire and requesting Supplemental Life Insurance over $150,000 for yourself or $20,000 for your spouse. 
  • Complete this form is you are making changes to your Supplemental Life or Disability Insurance.

OTHER FORMS, INFORMATION AND RATE CHARTS

 

 

 

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