* Health Insurance

   Regular, full-time employees are eligible to receive health insurance thirty (30) days within their
   date of hire, or the first of the month following the date of hire.

* Dental Insurance

* Life Insurance

   - Basic Term Life Benefit
   - Accidental Death & Dismemberment

* Long Term Disability Income Protection Insurance

* Tuition Reimbursement

* Health Care Reimbursement Plan

* Dependent Care Reimbursement Plan

* Savings Bonds Program

* Time Off

   - Vacation
   - Sick Leave
   - 11 Holidays
   - Personal Time

* Deferred Compensation Plan

* Retirement -

CONTRIBUTORY RETIREMENT SYSTEM

The Contributory Retirement System is a public pension fund covering eligible regular full-time employees and regular employees who work at least 32 hours per week. of the City and elected and appointed officials holding City offices. The Contributory Retirement System is a defined benefit plan qualified as tax exempt under Section 401(a) of the Internal Revenue Code. Contributions are established by referendum: the current rate is 5% annually. Employees are vested in the plan after five years of service. The amount of the retirement benefit is based on the member's years of service, age, and higher average salary over a three year period within the last ten years of employment with the City.

STATE RETIREMENT SYSTEM

Eligible uniformed Police and Fire employees are enrolled in the State of New Hampshire Retirement System (NHRS). The NHRS is a public employee pension plan qualified as a tax exempt organization under Section 401(a) and 501((a) of the Internal Revenue Code. It provides retirement, disability, and death protection to its members and their beneficiaries. Contributions vary on an annual basis. The current rate is 9.3% of annual gross income. Retirement benefits are specifically determined by a formula, which considers two variables: a member's salary credit and a member's service credit.